Personal Injury Attorney in Temple, Texas
Attorney Frank Cimino · Serving Temple, Bell County and Central Texas
If you’ve been hurt because someone else was careless, you may be dealing with medical bills, missed work, and calls from insurance adjusters all at the same time. Attorney Frank Cimino represents injured people and families in Temple and across Central Texas. We handle the legal fight so you can focus on your recovery.
Injury Cases We Handle
Car & Motorcycle Accidents
Collisions caused by distracted, speeding, impaired, or careless drivers, including uninsured and underinsured motorist claims.
Trucking & 18-Wheeler Accidents
Crashes involving commercial trucks, where federal safety rules, driver logs, and multiple insurance companies often come into play.
Wrongful Death
Claims on behalf of families who have lost a loved one because of someone else’s negligence.
Premises Injuries
Slip and falls and other injuries caused by unsafe conditions on someone else’s property.
Dog Bites
Injuries caused by dogs whose owners knew, or should have known, the danger.
Workplace Injuries
Injuries on the job, including claims against employers that do not carry workers’ compensation insurance and against negligent third parties.
Pedestrian & Bicycle Accidents
Injuries to people walking or riding who were struck by a vehicle.
Other Serious Injuries
Medical malpractice, defective products, and other civil claims. Learn more.
Dealing With the Insurance Company
Insurance adjusters are trained to evaluate claims in a way that protects the insurance company. It is usually wise to talk with a lawyer before you give a recorded statement to the other driver’s insurance company, sign a medical authorization, or accept a settlement offer. Once you sign a release, you generally cannot reopen your claim, even if your injuries turn out to be worse than you thought.
Texas also follows a comparative fault rule. You can recover damages only if you are 50 percent or less responsible for what happened, and your recovery is reduced by your share of fault. Insurance companies sometimes try to shift blame to the injured person, which is one more reason to have someone on your side.
How a Personal Injury Case Works
- Consultation and investigation. We learn what happened, gather the crash or incident report, photos, and witness information, and identify every insurance policy that may apply.
- Medical treatment. Your health comes first. The full value of a claim often is not clear until your treatment is complete or your doctors know what your future care will involve.
- Demand. We document your medical expenses, lost income, and other losses and present a written demand to the insurance company.
- Negotiation. We evaluate every offer with you and give you our honest opinion about whether it is fair.
- Lawsuit, if needed. If the insurance company will not pay what the claim is worth, we can file suit. Many cases still settle before trial, and the decision to settle is always yours.
How long a case takes depends mostly on the severity of the injuries, the length of treatment, and how the insurance company responds. We will keep you informed at every significant step along the way.
What You May Be Able to Recover
- Past and future medical expenses
- Lost wages and loss of future earning capacity
- Physical pain and mental anguish
- Physical impairment and disfigurement
- Property damage, such as vehicle repairs
What to Bring to Your Consultation
- The crash or incident report, if you have it
- Photos of the scene, the vehicles, and your injuries
- Your insurance information and any letters from insurance companies
- Medical records, bills, and a list of your doctors
- Pay stubs or other proof of missed work
- A timeline of what happened, in your own words
Injury Cases in Bell, Coryell and McLennan Counties
Frank represents people hurt in crashes and accidents throughout Bell, Coryell and McLennan counties, including Temple, Killeen, Belton, Harker Heights, Copperas Cove, Gatesville and Waco. Many serious wrecks in the area happen on I-35 and I-14, where heavy traffic and 18-wheelers are common. An injury lawsuit is usually filed in the county where the accident happened or where the person or company responsible is located.
What to Do After a Wreck in Temple or Killeen
Get medical care first, even if you feel fine, because some injuries show up days later. Call the police so there is a crash report, take photos of the vehicles and the scene, and get the names and phone numbers of any witnesses. Do not give a recorded statement to the other driver’s insurance company or sign anything before you understand your rights. Keep your medical bills, records and proof of missed work.
Personal Injury Questions and Answers
How long do I have to file an injury claim in Texas?
In most cases, two years from the date of the injury. Claims against a city, county or state agency can have much shorter notice deadlines, so it is best to talk with a lawyer soon after the accident.
What if I was partly at fault?
You may still be able to recover. Under Texas law, you can recover damages as long as you were not more than 50 percent at fault, but the amount is reduced by your share of the fault.
Should I talk to the other driver’s insurance company?
You should report the accident to your own insurance company, but be careful with the other driver’s insurer. Their adjuster’s job is to pay as little as possible, and what you say can be used to reduce your claim.
Can I bring a claim if I was hurt at work?
It depends on whether your employer carries workers’ compensation insurance. Many Texas employers do not, and if yours does not, you may be able to sue the employer for your injuries. Frank can review your situation.
Hurt in an Accident? Talk With Frank.
To talk with Attorney Frank Cimino about your injury claim, call (254) 220-4096 or send us a message. Office: 704 North 3rd St., Temple, TX 76501.
This page provides general information, not legal advice. Contacting the firm does not create an attorney-client relationship. Every case is different, and past results do not guarantee a similar outcome.